Auto Insurance Leads

South Carolina Auto Insurance Leads

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Here's a snapshot of the auto insurance landscape in South Carolina as of 2025:

🚗 South Carolina Car Insurance Requirements

South Carolina requires minimum liability coverage of $25,000 in bodily injury per person, $50,000 per accident, and $25,000 for property damage (25/50/25), along with matching uninsured motorist coverage.

⚖️ How Fault Works

South Carolina is an at-fault state using modified comparative negligence, barring recovery for a driver more than 50% responsible.

💲 What South Carolina Drivers Pay

Coastal hurricane exposure, a high uninsured-driver rate, and rising accident frequency push South Carolina premiums above the national average.

📋 Why It Matters for Agents

South Carolina's storm risk and uninsured drivers give agents strong reasons to upsell comprehensive and UM coverage.